The BJ memberships and BJ credit cards come in a variety of types, so it may be a challenge to determine which is the best fit for you. For anyone facing this problem, here are the options and some ideas on how to choose the right one for you.
The BJs Credit Card is a primary card that works with Comenity Bank. It is available to club members who can use it to pay at BJ’s stores and any other stores that offer special discounts to users. As credit cards are the accepted payment method in stores, users apply for the credit card and receive the master card.
Membership Available According To Card
Standard Membership: It costs $50 a year. If you’re not sure how much you’re going to spend there, the standard membership is a way to start. Please note that BJ’s sometimes runs membership promotions.
BJ’s Perks Rewards Membership: It costs $100 a year, but entitles you to a 2% discount on your purchases, excluding the usual list of prohibited items: lottery tickets, gift cards, alcohol, etc.
BJ’s Perks Plus Credit Card: The website gets a little confusing and lists a $50 fee for this card, which Comenity Bank issues, but to be clear, you don’t pay any extra costs for the card compared to any other card. normal adhesion
BJ’s Perks Elite Credit Card: As with Perks membership, there is a $100 annual fee, but you can get a $25 waiver with auto-renewal. You will also receive a 5% discount on your purchases and the fuel discount. And if you’re looking at credit card options and thinking, “The $50 difference isn’t worth it on a credit card,” remember that it’s all about annual savings. Remember that if you are anticipating remaining a member for more than a year, that will be a factor in your decision.